PM Imran Khan “Kamyab Jawan Programme” apply online


Prime Minister Imran Khan launched “Kamyab Jawan Programme” for welfare of youth across the country today on October 17, 2019.
Through Kamyab Jawan program, government aims to open the doors of socio-economic empowerment of youth, and making the youth of the country economically independent.

Kamyab Jawan Programme

This scheme ‘ Prime Minister Imran Khan “Kamyab Jawan Programme” , one hundred billion rupees will be distributed among youth as loans for their business ventures. The youth will be provided loans under three categories and the scheme will benefit one million youth.

The prime minister announced that Rs100 billion have been allocated for youth loans under the programme.
Prime Minister Imran khan announced that loans worth up to Rs 100,000 will be interest-free, while the loans in two other categories will be concessionary loans.

Eligibility Criteria Kamyab Jawan Programme

All men/women holding CNIC, aged between 21 and 45 years, with entrepreneurial potential are eligible. For IT/ E-Commerce related businesses, the lower age limit will be 18 years.
Small enterprises (startups and existing businesses) as per definition of State Bank of Pakistan and owned by youth as per above mentioned age brackets are also eligible.
For IT/E-Commerce related businesses, at least matriculation and/or experience of at least six months.

Focus on Women

25% of the loans will go to women borrowers.

Security Requirements

T1 loans: Clean, however, only personal guarantee of the borrower
T2 loans: As per bank’s own credit policy
Following banks can assist for the execution of the program.

National Bank of Pakistan (NBP)
Bank of Punjab
Bank of Khyber

Loan Tenure :
Loan size is separated into two tiers

Tier one loans- Rs1 lac to Rs5 lac
Tier two loans- Rs5 lac to Rs50 lac
Loan Period
Up to 8 years with a maximum grace period of up to one year.

Debt to Equity Ratio
Tier one loans- 90:10

Tier two loans- 80: 20

Security Requirements
Tier one loans- Only personal guarantee of the borrower.

Tier two loans- As per bank’s own credit policy.

Application Form
The Form would be in both English and Urdu and require minimum essential information with a simple format.

The processing should not exceed 15 days, will be stated clearly in the application form.

The forms would be readily available in bank branches and on dedicated websites of the banks. A non-refundable form-processing fee will be Rs.100. .

How You Can Apply Online For PM Khan’s “Kamyab Jawan Program”

An application form will be available in the mentioned banks. A non-refundable processing fee will be charged for the application form.
The form will be available in both English and Urdu and will require necessary information in a simple format.
Fill in the provided form and submit in the same branch of the bank from where you got that form.
It will take up to 15 days for the process of the application form.

Apply Online & Applications form links